gt flooring and window fashions are stepping up to the plate as a Trusted Saskatoon business along with other Trusted Saskatoon members to help out a a Saskatoon resident whose renovation went bad with an unscrupulous contractor.
We wanted to share with you important tips put together by the Canadian Home Building Association and CMHC to help ensure you're protected and don't get burned.
Once you have found the right contractor for the job, make sure to get a proper written contract before the work begins. Never accept a verbal agreement. Never hire someone who offers to give you a "special price" if nothing is written down and you pay for the work in cash.
Professional renovation contractors always provide customers with a proper written contract. Here's why:
- A proper contract spells out what work is to be done, when and how much it will cost. Without a contract, you have little protection from overcharging, incomplete work or excessive delays in completing the project.
- A proper contract includes a clear warranty on the work being done. Without a contract, it can be difficult or impossible to get faulty work repaired.
- A proper contract specifies the materials and products to be used in your project. Without a contract, you could end up with inferior materials and little recourse.
- A proper contract includes proof that the contractor has up-to-date workers' compensation coverage and liability insurance. Without a contract, you could face enormous financial and legal costs if anyone is hurt on the job, or if there is damage to your home or neighbouring properties.
- A proper contract includes payment holdbacks in accordance with provincial lien regulations. Without a contract, you could be held responsible if the person you hired fails to pay for materials or subcontract labour, even if you have already paid the contractor.
When you hire someone to work on your home, a proper written contract isn't an option, it's a necessity. It protects you.
There are many experienced and reliable contractors doing business in your community. Unfortunately, there are also some "underground" operators who offer a "great price" so long as nothing is written down and you pay in cash.
Don't make the mistake of falling for the "deal" that could turn into a real nightmare, exposing you to lawsuits, financial liens or liability for workplace accidents or injuries.
A written contract should include the following:
1. A full description of the work, including the materials and products to be used
2. Dates when the work will start and be completed
3. A clear payment schedule that lays out when and how much you will be charged and what lien holdbacks are required.
4. The contractor’s warranty detailing what is covered and for how long
5. Confirmation that the contractor has business liability coverage for your project and that required Workers’ Compensation coverage is in place
6. Don’t sign a contract unless you are satisfied that it includes all the necessary information and accurately and fully represents what you have agreed to.